Ha ha good point
Since you rarely see a conversion rate posted except in the banks I use it to make sure they are fairly close to the rate they should be at.
Afterall they might try and take advantage if you don't know what it should be.
I just make sure they are close to market rate, don't short me on the exchange and don't give me any 2,000 RD notes
Much different in Thailand where the rate is always posted and often changes throughout the day.
If you are truly rate conscious than a schwab card is probably the best bet since you will get market rates all of the time and no big notes have ever come out of an atm for me. But I have found one or two atm's in Sosua where the Schwab card does not seem to work but most of them do.
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